Banking GK Questions and Answers, gk Question bank in hindi
Banking GK – Notebooks are also important for other important exams like IBPS PO, IBPS Clerk, SBI Clerk, IBPS SO, SBI Notebook. Here is a collection of General Knowledge questions asked in Government Bank exams. Study Point, gk questions with answers for bank exam
Banking & General Financial Awareness Multiple Choice Questions (MCQs) and Answers with explanation for All Banking Exams of 2024-2025 such as IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Banking Examinations. Study Point
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Q.101. Approximately how much time is sunlight available to us?
Q.101. सूर्य का प्रकाश हमारे पास लगभग कितने समय में पहुँचता है ?
A). 2 minutes
B). 4 minutes
C). 6 minutes
D). 8 minutes
(Show Answer)
Answer:- D). 8 minutes
— According to the study, sunlight travels from the Sun to Earth in an average of 8 minutes and 20 seconds. The speed of light is experienced by sunlight. The sun’s distance from Earth is known to be 149.6 × 106 km. —
Q.102. What is the primary function of the National Payment Corporation of India (NPCI)?
Q.102. भारतीय राष्ट्रीय भुगतान निगम (एनपीसीआई) का प्राथमिक कार्य क्या है?
- A). Issuing currency notes
- D). Regulating interest rates
- C). Facilitating retail payments and settlements
- D). Providing loans and advances
(Show Answer)
Answer:- C). Facilitating retail payments and settlements
— The main responsibility of the National Payments Corporation of India (NPCI) is to supervise and manage the country’s retail payment systems. Among these systems are the Unified Payments Interface (UPI), RuPay card scheme, Immediate Payment Service (IMPS), and National Electronic Funds Transfer (NEFT). —
Q.103. On what principle does Prakashya Madrasa work?
Q.103. प्रकाशीय फाइबर किस सिद्धांत पर कार्य करता है ?
- A). Refraction
- B). Total internal reflection
- C). Interference
- D). scattering
(Show Answer)
Answer:- B). Total internal reflection
— The foundation of Prakashya Madrasa’s operations is the integration of traditional and modern teaching methods to provide education. It seeks to provide students with a thorough education by fusing modern topics with conventional Islamic teachings. This method creates a balanced curriculum by integrating religious studies with secular courses. —
Q.104. The Basel Committee on Banking Supervision is headquartered in which city?
Q.104. बैंकिंग पर्यवेक्षण पर बेसल समिति का मुख्यालय किस शहर में है?
- A). Basel, Switzerland
- B). New York City, USA
- C). London, UK
- D). Frankfurt, Germany
(Show Answer)
Answer:- A). Basel, Switzerland
— Basel, Switzerland is home to the Basel Committee on Banking Supervision’s headquarters. In order to maintain financial stability, it establishes global banking standards and oversees and regulates banks all over the world in order to reduce risks and advance ethical banking practices. —
Q.105. Which programming language was used to create Internet pages in the early days of Internet technology?
Q.105. इंटरनेट प्रोद्योगिकी के आरम्भ में इंटरनेट पेज तैयार करने के लिए कौन सी भाषा प्रयोग की जाती थी ?
- A). DOT
- B). ASP
- C). HTML
- D). DHTML
(Show Answer)
Answer:- C). HTML
— Web pages were mostly created using HTML (Hypertext Markup Language) in the early days of Internet technology. The World Wide Web’s information is organized using HTML, a markup language that also defines the style and appearance of web pages. —
Q.106. The term “CASA ratio” in banking stands for:
Q.106. बैंकिंग में “CASA अनुपात” शब्द का अर्थ है:
- A). Current Account and Savings Account ratio
- B). Cash and Savings Account ratio
- C). Cash and Short-term Assets ratio
- D). Current Assets and Stock Assets ratio
(Show Answer)
Answer:- A). Current Account and Savings Account ratio
— The term “CASA ratio” in banking stands for “Current and Savings Account ratio.” It is a measure used by banks to assess the proportion of their total deposits that come from current and savings accounts compared to time deposits. —
Q.107. Does hormone deficiency cause increased heart rate and feeling of excitement?
Q.107. किस हार्मोन के स्त्रावित होने से हृदय गति बढ़ जाती है तथा उत्तेजना का अनुभव होने लगता है?
A). Adrenaline
B). Vasopressin
C). Cortisone
D). Insulin
(Show Answer)
Answer:-A). Adrenaline
— Elevated excitement and a faster heartbeat are signs of a shortage of adrenaline, a hormone that triggers the body’s “fight or flight” reaction. The adrenal glands create adrenaline, which is essential for properly responding to stress or danger since it increases energy and controls heart rate. —
Q.108. Who is the regulator of the pension sector in India?
Q.108. भारत में पेंशन क्षेत्र का नियामक कौन है?
- A). IRDAI (Insurance Regulatory and Development Authority of India)
- B). RBI (Reserve Bank of India)
- C). PFRDA (Pension Fund Regulatory and Development Authority)
- D). SEBI (Securities and Exchange Board of India)
(Show Answer)
Answer:-C). PFRDA (Pension Fund Regulatory and Development Authority)
— The Pension Fund Regulatory and Development Authority (PFRDA) is the regulatory body overseeing the pension industry in India. PFRDA was founded by the Indian government to manage organizations like the National Pension System (NPS) and Atal Pension Yojana (APY) and to regulate and grow the pension sector in the nation. —
Q.109. In which state was Birsa Munda’s operation going on against the British government?
Q.109. किस प्रदेश में ब्रिटिश सरकार के विरुद्ध बिरसा मुंडा का संचालन हो रहा था?
A). Punjab
B). Jharkhand
C). Terai
D). Manipur
(Show Answer)
Answer:-B). Jharkhand
— The majority of Birsa Munda’s operations against the British authority took place in what is now the eastern Indian state of Jharkhand. The “Birsa Movement” was a late 19th-century uprising against British colonial control spearheaded by Birsa Munda, a tribal freedom warrior and leader of the Munda tribe. —
Q.109. Which of the following banks is NOT a scheduled bank in India?
Q.109. निम्नलिखित में से कौन सा बैंक भारत में अनुसूचित बैंक नहीं है?
- A). HDFC Bank
- B). Punjab National Bank
- C). Axis Bank
- D). Bandhan Bank
(Show Answer)
Answer:- D). Bandhan Bank
— Bandhan Bank is indeed a scheduled bank in India. Scheduled banks are those that are listed in the Second Schedule of the Reserve Bank of India (RBI) Act, 1934, and comply with the requirements outlined by the RBI. Therefore, none of the options provided would be correct if Bandhan Bank were among them. —
Q.110. In which year was the act of union passed?
Q.110. ऐक्ट ऑफ़ यूनियन किस वर्ष पारित हुआ ?
- A). In 1688
- B). In 1707
- C). In 1788
- D). in 1807
(Show Answer)
Answer:- B). In 1707
— On May 1st of that year, 1707 saw the establishment of a united monarchy known as “Great Britain” as a result of the Acts of Union, which were passed by the English and Scottish Parliaments. The first meeting of the UK Parliament took place in October 1707. —
Q.111. The term “NABARD” stands for:
Q.111. “नाबार्ड” शब्द का अर्थ है:
- A). National Bank for Agricultural and Rural Development
- B). National Bank for Asset Reconstruction and Development
- C). National Authority for Banking and Rural Development
- D). National Agency for Budget and Rural Development
(Show Answer)
Answer:- A). National Bank for Agricultural and Rural Development
–The National Bank for Agricultural and Rural Development is referred to as “NABARD” in this context. It is India’s premier development financial organization, specializing in agricultural and rural development through the provision of credit facilities and other forms of assistance to rural areas. —
Q.112. Which ruler was William I?
Q.112. विलियम प्रथम कहां का शासक था ?
- A). Prussia
- B). Italy
- C). Greece
- D). Austria
(Show Answer)
Answer:- (A) Prussia
–William I, sometimes referred to as Wilhelm I, was a significant figure in German history. From 1861 to 1888, he was King of Prussia and the first German Emperor (Kaiser) from 1871 to 1888. He was a big part of Germany’s unification, leading Prussia in wars against Denmark, Austria, and France. Lastly, in 1871, Prussia became the German Empire. —
Q.113. Which of the following is NOT a core function of the Reserve Bank of India (RBI)?
Q.113. निम्नलिखित में से कौन सा भारतीय रिजर्व बैंक (RBI) का मुख्य कार्य नहीं है?
- A). Issuing currency notes
- B). Regulating stock exchanges
- C). Formulating monetary policy
- D). Managing foreign exchange reserves
(Show Answer)
Answer:- B). Regulating stock exchanges
–The Reserve Bank of India (RBI) does not regulate stock exchanges. Currency issuance and management, regulation of the banking sector, and guaranteeing Indian financial stability are the main responsibilities of the Reserve Bank of India. The principal regulatory body for Indian securities markets, the Securities and Exchange Board of India (SEBI), is responsible for supervising stock exchanges. —
Q.114. Which country is called the patient of Europe?
Q.114. किस देश को यूरोप का मरीज कहा जाता है ?
- A). Turkiye
- B). France
- C). Germany
- D). Italy
(Show Answer)
Answer:- A). Türkiye
–Historically, the Ottoman Empire was not referred to as Turkey (Turkiye) but as “the sick man of Europe”. In the 1800s and early 1900s, this phrase was used to describe the Ottoman Empire’s declining and weakened state as it faced a number of internal conflicts, economic problems, and loss of territories. However, since the Republic of Turkey was established in 1923, modern Turkey has undergone a lot of change and development and is not often referred to by that term. —
Q.115. Which bank has launched India’s first ‘Green Car Loan’?
Q.115. भारत का पहला ‘ग्रीन कार लोन’ किस बैंक ने लांच किया है ?
- A). State Bank of India
- B). Canara Bank
- C). Bank of Baroda
- D). Punjab National Bank
(Show Answer)
Answer:-A). State Bank of India
–India’s first “Green Car Loan” was launched by the State Bank of India (SBI). The purpose of this initiative was to encourage the country’s use of electric vehicles (EVs) by providing financial incentives and support to those who purchase them. Green Car Loan offers attractive terms and conditions to attract people to green transportation.–
Q.116. Who is the current Chairperson of the State Bank of India (SBI)?
Q.116. भारतीय स्टेट बैंक (SBI) के वर्तमान अध्यक्ष कौन हैं?
- A). Aditya Puri
- B). Arundhati Bhattacharya
- C). Rajnish Kumar
- D). Dinesh Khara
(Show Answer)
Answer:- D). Dinesh Khara
–Dinesh Kumar Khara is the State Bank of India (SBI) chairman at present. On October 7, 2020, he succeeded Rajnish Kumar as SBI Chairman. Khara has a long history of banking and finance.–
Q.117. How much has the Finance Ministry given to the meeting interest rate on EPF now?
Q.117. वित्त मंत्रालय ने ईपीएफ पर मिलने वाले ब्याज दर को बढाकर अब कितना कर दिया है ?
A). 8.60%
B). 8.65%
C). 8.70%
D). 8.75%
(Show Answer)
Answer:- B). 8.65%
–For the financial year 2021-2022, the Finance Ministry has approved a lower interest rate of 8.5 percent on employees’ provident fund (EPF) deposits. यह rate was below 8.6 percent in the previous financial year. millions of workers who contribute to the EPF scheme for their retirement savings are affected by this decision.–
Q.118. The term “Bancassurance” refers to:
Q.118. “बैंकएश्योरेंस” शब्द का तात्पर्य है:
- A). Insurance provided by banks to their customers
- B). Banking services offered by insurance companies
- C). Merger of a bank and an insurance company
- D). Mutual funds managed by banks
(Show Answer)
Answer:-A). Insurance provided by banks to their customers
–Bankassurance is a concept of financial services in which banks and insurance companies work together to sell insurance products through bank channels. It involves banks providing insurance products to their clients. Banks and insurance companies are able to offer a wider range of financial products and services as a result of this partnership.–
Q.119. Which bank is being merged with Indiabulls National Finance?
Q.119. इंडियाबुल्स हाउसिंग फाइनेंस में किस बैंक का विलय किया जा रहा है ?
- A). Bank of Baroda
- B). Jan Dhan Bank
- C). Lakshmi Vilas Bank
- D). Ajanta Bank
(Show Answer)
Answer:- C). Lakshmi Vilas Bank
–As of my most recent update, discussions and proposals regarding the merger of Indiabulls Housing Finance Limited and Lakshmi Vilas Bank have taken place. However, it is essential to check the latest news because changes in the banking and financial industries can happen quickly.–
Q.120. Who has been elected to the post of 13th President of the World Bank?
Q.120. विश्व बैंक के 13वें अध्यक्ष के रूप में किन्हें चुना गया है ?
- A). Jim Yong Kim
- B). Kevin Pietersen
- C). David Malpass
- D). David Tuckard
(Show Answer)
Answer:- C). David Malpass
–वास्तव में, David Malpass has been elected as the thirteenth President of the World Bank. On April 9, 2019, he took over the position from Jim Yong Kim। Malpass, an American economist, was US Under Secretary of the Treasury for International Affairs.–
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