Banking GK Questions and Answers, gk Question bank in hindi
Banking GK – Notebooks are also important for other important exams like IBPS PO, IBPS Clerk, SBI Clerk, IBPS SO, SBI Notebook. Here is a collection of General Knowledge questions asked in Government Bank exams.
Banking & General Financial Awareness Multiple Choice Questions (MCQs) and Answers with explanation for All Banking Exams of 2024-2025 such as IBPS Bank PO, IBPS Bank Clerical, RRB PO and Clerical, SBI PO and SBI Clerical, IBPS Recruitments, RBI Grade B and RBI Banking Examinations. Study Point
Q. Which act empowers the Securities and Exchange Board of India (SEBI) to regulate the securities market in India?
Q. कौन सा अधिनियम भारतीय प्रतिभूति और विनिमय बोर्ड (सेबी) को भारत में प्रतिभूति बाजार को विनियमित करने का अधिकार देता है?
- A) SEBI Act, 1992
- B) Companies Act, 2013
- C) Reserve Bank of India Act, 1934
- D) Banking Regulation Act, 1949
(Show Answer)
Answer:- A) SEBI Act, 1992
–The Securities and Exchange Board of India Act, 1992 empowers the Securities and Exchange Board of India (SEBI) to regulate the securities market in India. This act provides SEBI with the authority to protect the interests of investors, promote the development of the securities market, and regulate its functioning. —
Q. Which becomes the first lender bank?
Q. कौन सा बैंक यूपीआई लेनदेन पर शुल्क लगाने वाला पहला ऋणदाता बैंक बनेगा ?
- (A) Kotak Mahindra Bank
- (B) State Bank of India Bank
- C) Token bank
- D) Co-operative bank
(Show Answer)
Answer:- (A) Kotak Mahindra Bank
–The Securities and Exchange Board of India Act, 1992 empowers the Securities and Exchange Board of India (SEBI) to regulate the securities market in India. This act provides SEBI with the authority to protect the interests of investors, promote the development of the securities market, and regulate its functioning. —
Q. Which committee is associated with the recommendation of the merger of Associate Banks with State Bank of India (SBI)?
Q. भारतीय स्टेट बैंक (एसबीआई) के साथ सहयोगी बैंकों के विलय की सिफारिश किस समिति से संबंधित है?
- A) Raghuram Rajan Committee
- B) Y.H. Malegam Committee
- C) A.K. Khandelwal Committee
- D) M. Narasimham Committee
(Show Answer)
Answer:- C) A.K. Khandelwal Committee
— The A.K. Khandelwal Committee, formed in 2010, was tasked with addressing human resource challenges in public sector banks (PSBs). Chaired by A.K. Khandelwal, former CMD of Bank of Baroda, it aimed to revamp HR practices in areas such as recruitment, training, performance management, leadership development, and succession planning. The committee emphasized the need for modern HR practices to enhance efficiency, leadership, and governance in PSBs, ultimately aiming to improve the overall performance and competitiveness of the banking sector in India. —
Q. What percentage of India’s growth rate has RBI estimated to be in the financial year 2019-20?
Q. आरबीआई ने वित्त वर्ष 2019-20 में भारत की विकास दर कितने % रहने का अनुमान लगाया है ?
- A) 7.0%
- B) 7.2%
- C) 7.4%
- D) 7.6%
(Show Answer)
Answer:- B) 7.2%
— Initially, the Reserve Bank of India (RBI) had projected India’s GDP growth rate for the financial year 2019-20 to be 7.2%. However, due to a slowdown in the economy, this forecast was revised multiple times, eventually settling at a much lower figure of 5% as the economic conditions worsened during that period. —
Q. What is the main objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY)?
Q. प्रधानमंत्री जन धन योजना (पीएमजेडीवाई) का मुख्य उद्देश्य क्या है?
- A) To provide insurance coverage to all citizens
- B) To provide universal access to banking facilities
- C) To provide free education to economically backward children
- D) To provide subsidized housing for low-income families
(Show Answer)
Answer:- B) To provide universal access to banking facilities
— The main objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY) is to ensure financial inclusion by providing affordable access to financial services such as bank accounts, credit, insurance, pensions, and remittance facilities to all households in India, particularly the unbanked and underprivileged sections of society. It aims to empower individuals by promoting savings, reducing the dependency on informal credit systems, and increasing access to government subsidies and welfare benefits through direct transfers into bank accounts. —
Q. RBI has increased the repo rate to more than 6.25%?
Q. आरबीआई ने रेपो रेट 6.25% से घटाकर कितना कर दिया है ?
- A) 5.50%
- B) 5.85%
- C) 6%
- D) 7%
(Show Answer)
Answer:- C) 6%
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Q. The term “MICR” is used in banking for:
Q. बैंकिंग में “MICR” शब्द का प्रयोग किसके लिए किया जाता है?
- A) Money Identification Code Reader
- B) Micro Identification Code Reader
- C) Magnetic Ink Character Recognition
- D) Machine Ink Character Recognition
(Show Answer)
Answer:- C) Magnetic Ink Character Recognition
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Q. When did the Bank of India and Vijaya Bank merge with Bank of Credit?
Q. बैंक ऑफ़ बड़ौदा में देना बैंक और विजया बैंक का विलय कब हुआ है ?
- A) 1 April 2019
- B) 31 March 2019
- C) 1 March 2019
- D) 1 February 2019
(Show Answer)
Answer:- A) 1 April 2019
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Q. Which organization regulates the credit rating agencies in India?
Q. भारत में क्रेडिट रेटिंग एजेंसियों को कौन सा संगठन नियंत्रित करता है?
- A) SEBI (Securities and Exchange Board of India)
- B) RBI (Reserve Bank of India)
- C) IRDAI (Insurance Regulatory and Development Authority of India)
- D) Ministry of Finance
(Show Answer)
Answer:- A) SEBI (Securities and Exchange Board of India)
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Q. RBI has imposed a fine of Rs 2 crore on which bank for not following the guidelines regarding software related to SWIFT system?
Q. आरबीआई ने स्विफ्ट प्रणाली से जुड़े सॉफ्टवेयर को लेकर दिशा निर्देशों का पालन नहीं करने पर किस बैंक पर 2 करोड़ रुपये का जुर्माना लगाया है ?
- A) Allahabad Bank
- B) Vijay Bank
- C) State Bank of India
- D) Punjab National Bank
(Show Answer)
Answer:-D) Punjab National Bank
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Q. Who is known as the “Banker’s Bank” in India?
Q. भारत में “बैंकर्स बैंक” के नाम से किसे जाना जाता है?
- A) State Bank of India
- B) Reserve Bank of India
- C) Punjab National Bank
- D) HDFC Bank
(Show Answer)
Answer:- B) Reserve Bank of India
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